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freddie mac down payment assistance
Do Freddie Mac Offers Kill First‑Time Buyers' Mortgage Rates?
Mortgage rates climbed to 6.69% in July 2026, according to Realtor.com. Freddie Mac’s down-payment assistance does not kill first-time buyers’ mortgage rates; instead, it can amplify the savings from a low rate. In practice, the program adds purchasing power without raising the interest charge." + " "